Unsecured Business Lines of Credit

Unsecured Business Lines of Credit Build Your Financial Ratings

WiseCap Funding offers unsecured business lines of credit. If approved, we will give you either a line of credit or credit cards, whichever you prefer, and if you use the credit wisely, you’ll see a noticeable boost in your credit score over time.

Good Credit

To start, you must have an existing good credit profile. If so, you can secure the credit without collateral. In order to determine how much unsecured credit we will offer, we will look at your credit profile and how much money your business brings in.

For Those Just Starting Out

What makes us different from other companies is we understand you might not have established business credit yet. As such, we will consider opening up a line up to $50,000 provided you or your partners have qualifying personal credit records.

For Those Established

If your business brings in $1 million to $10 million annually, we will consider a line of $100,000 to $500,000. In fact, we may offer

  • Zero percent on business credit cards
  • 1 percent to 5 percent on large credit lines
  • Protection against subprime loans

The latter might not seem like a benefit, but if you don’t qualify for credit, we won’t give it to you. This protects you and your business from future, devastating default.

Your Line Awaits

Contact WiseCap Funding to see if you qualify for unsecured business lines of credit. We will let you know within 10 minutes. Please note we assess a $45 fee to check your credit.